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The 2.76% rate is fixed for 10 years, and that is the period I want to use for a fair comparison. The purchase price is about €754,400, but fees and the applicable loan-to-value band make the headline figures less useful. A broker expects refinancing to be possible later, although I would...

Also count the homes that disappear without an obvious completion. Withdrawn stock can make the remaining listings look healthier than the full picture. Some may return with new photos or a different asking price, so a simple days-on-market figure can understate how long the seller has really...

I wouldn’t put lease length ahead of condition without knowing the buyer profile. A financed buyer may react strongly to repair requirements or documentation issues, while an investor may focus on lease income and the tenant position. Seller motivation can also create a quick deal that distorts...