Buying in Switzerland: which legal and tax costs are easiest to miss?

ari.brooks

Homeowner
Established
I’m building a closing-cost checklist for a duplex in Zurich priced at about CHF 259,600. I have transfer tax, registration fees, and legal/notary costs on the list, but I’m less clear on ownership restrictions, residency rules, and recurring property charges.

I’m also reviewing the meeting minutes, which mention planned work three times without giving a firm estimate. That feels like the biggest unknown: how should I establish whether an assessment or owner contribution is likely before committing?

For anyone who has completed a Swiss purchase, which cost appeared late or was missing from the initial estimate? I’d also appreciate specific questions to take to a licensed local professional about capital-gains treatment, annual charges, and inheritance planning. I’m looking for checklist items rather than personal legal or tax advice.
 
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