That’s a sensible distinction. Insurance uncertainty might reduce the buyer pool, but assigning it a large monetary discount without details would be guesswork on top of guesswork. I’ll keep ₹104,000,000 rather than revise for an unknown cost.
Late entry: ₹102,250,000. The ask suggests the seller’s expectations, while average condition gives buyers a credible reason to negotiate below it. I’m not taking 84 days as proof that a much lower offer is necessary.
And to clarify my position on the timeline: 84 days supports some negotiation, just not enough by itself to justify a double-digit percentage cut. We won’t know whose weighting worked until there is a completed sale rather than another asking-price change.