I would like defects recorded before I take possession, but the builder is relying on the municipal checks and discouraging a separate visit. This is a 1-bed coastal home advertised as near Bengaluru, and I am particularly concerned about moisture, drainage, insulation and finishing quality.
Would an independent inspection shortly before handover be the most useful option, assuming access is allowed? A second check near the defect-period deadline might catch issues that appear after occupation, but paying for both immediately would reduce the money available for moving, service charges, the first mortgage payment and essential furniture. I want to preserve the emergency fund rather than spend it based on a general fear. Experiences with comparable completed homes in the area would help.
Would an independent inspection shortly before handover be the most useful option, assuming access is allowed? A second check near the defect-period deadline might catch issues that appear after occupation, but paying for both immediately would reduce the money available for moving, service charges, the first mortgage payment and essential furniture. I want to preserve the emergency fund rather than spend it based on a general fear. Experiences with comparable completed homes in the area would help.